Salary Pay Out Processing

> 5k

Workers

RM120m

Yearly

Mobile Prepaid Reload

> 30k

Times Annually

RM500k

Annually

Services

Remmitance Services

Data Analytics

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What Is Salary Card Program

KASHplus Salary Card a prepaid debit card designed for employees to receive their salaries and other benefits from their employers without the need for a traditional bank account.

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How Salary Card Program Work

KASHplus Salary Card works as a prepaid debit card that allows employees to receive their salaries and other benefits from their employers without the need for a traditional bank account. Here is how it works:

01

Employers enroll their employees in the KASHplus Salary Card program and load their salaries and other benefits onto the card.

02

The employees receive their KASHplus Salary Card and can use it to withdraw cash from ATMs, make purchases online and in stores, and pay bills

03

The cardholder can check their balance and transaction history by logging into their KASHplus Salary Card account online or by calling the customer support hotline

04

The cardholder can use the card until the balance runs out or until the employer loads the next payment onto the card.

04

If the card is lost or stolen, the cardholder should immediately report it to the customer support hotline to block the card and request a replacement.

How Salary Card Program Work
Banner Salary Card
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Benefits

01

Receive salaries and other benefits without a bank account

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Easy withdrawal, spending and paying bills

03

Complimentary KA$Hplus App

04

Eliminate CIT costs

05

Secure, Fast and Convenient

06

Multiple Usage Applications

07

Compliance & Sustainability

08

Business Insights

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Who Can Apply

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Bankruptcy CAN apply

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NO NEED income statement

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NO NEED introducer / guarantor

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NO NEED bank / account

Malaysian

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MyKAD holder

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13 years old & above (parent consent applicable for under 18)

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Have mobile number & email

Non Malaysian

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Passport/UNHCR Card

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13 years old & above (parent consent applicable for under 18))

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Have mobile number & email

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Work Permit NOT required

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How To Register For Company / Organization

01

Contact KA$Hplus Team

Contact us to inquire about the registration process. You can reach us by clicking this link https://vfsbmarketing.wasap.my/

02

Provide Information

We will need you to provide information about your company, such as the number of employees, payroll details, and contact information.

03

Enroll Employees

Enroll your employees in the program by providing their personal information, such as name, address, and contact details.

04

Load Salaries & Benefits

Load your employees' salaries and other benefits onto their Kashplus Salary Cards.

05

Distribute Cards

Distribute the cards to your employees along with instructions on how to activate and use them

*It is important to note that there may be fees associated with the program, such as the onetime issuance fee and transaction fees, and these fees may be subject to change at the discretion.
*Terms & Conditions Applied

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Frequently Ask Question

How does this program work? icon

KASHplus Salary Card works as a prepaid debit card that allows employees to receive their salaries and other benefits from their employers without the need for a traditional bank account. Here is how it works:

  1. Employers enroll their employees in the KASHplus Salary Card program and load their salaries and other benefits onto the card.
  2. The employees receive their KASHplus Salary Card and can use it to withdraw cash from ATMs, make purchases online and in stores, and pay bills.
  3. The cardholder can check their balance and transaction history by logging into their KASHplus Salary Card account online via our Kashplus App or by calling the customer support hotline.
  4. The cardholder can use the card until the balance runs out or until the employer loads the next payment onto the card.
  5. If the card is lost or stolen, the cardholder should immediately report it to the customer support hotline to block the card and request a replacement.

Overall, KASHplus Salary Card provides a convenient and secure way for employers to disburse salaries to their employees, especially those who do not have a bank account. The card also helps employees to manage their finances more efficiently by providing access to their salaries and other benefits at any time and from anywhere.

What documents are required for the purpose of registering for this program? icon

The document required for self-registration Card are MyKad/Passport and a selfie with MyKad/Passport.

For company to enroll on this Kashplus Salary card program, please contact Kashplus Team for registration details.

Contact: +60 11-5379 9741 @ https://vfsbmarketing.wasap.my/
Email: marketing@virtualflex.com.my

Is this KASHplus e-wallet application registered with Bank Negara Malaysia? icon

Yes, KASHplus is a payments solution licensed and accredited by Bank Negara Malaysia.

Can I link my Kashplus Salary Card to my bank account? icon

Yes, the Kashplus Salary Card can be linked to a bank account. It is a prepaid debit card that can only be loaded by your employer or using FPX and online internet banking transaction.

Can I withdraw cash from any ATM with the Kashplus Salary Card? icon

You can withdraw cash from any ATM that accepts VISA card. However, there may be transaction fees for certain activities such as ATM withdrawals, and the fees may vary depending on the ATM network.

Can this card be used for spending? icon

Yes, the Kashplus Salary Card works like any other debit card and can be used for spending. However, it is important to note that there may be transaction fees for certain activities such as ATM withdrawals. The cardholder should ensure that there is enough balance on the card before making any purchases to avoid declined transactions.

Can I use the Kashplus Salary Card to pay bills? icon

Yes, you can use the Kashplus Salary Card to pay bills online or over the phone if the biller accepts debit card payments. You will need to provide the biller with your card details and the amount to be paid.

Can I use the Kashplus Salary Card for online purchases? icon

Yes, you can use the Kashplus Salary Card to make online purchases if the merchant accepts debit card payments. You will need to provide your card details at checkout and confirm the payment amount.

How can I check the balance on my Kashplus Salary Card? icon

You can check the balance on your Kashplus Salary Card by logging in to your Kashplus account in Kashplus App or by calling the customer support hotline.

Can I transfer money to bank accounts using my Kashplus Salary Card? icon

Yes, you can transfer money from your Kashplus Salary Card to your own bank accounts using Kashplus App

Can I transfer money to other Kashplus account using my Kashplus Salary Card? icon

Yes, you can transfer money from your Kashplus Salary Card to other Kashplus accounts using Kashplus App.

Can I use my Kashplus Salary Card when traveling abroad? icon

Yes, you can use your Kashplus Salary Card when traveling abroad as the card is enabled for international transactions. However, be aware that there may be foreign transaction fees associated with using the card for purchases or cash withdrawals outside of your home country.

How long does it take for my salary to be loaded onto my Kashplus Salary Card? icon

The time it takes for your salary to be loaded onto your Kashplus Salary Card may vary depending on your employer's payroll schedule and the processing time of the issuing bank. Generally, it can be processed on the same day or takes up to 1-2 business days for your salary to be loaded onto your card once it has been processed by your employer.

What is the fee associated with this program? icon

There are fees associated with the Kashplus Salary Card program. Here are some of the fees:

Issuance fee: There is a one-time issuance fee for the card
Transaction fee: There may be transaction fees for certain activities such as ATM withdrawals.
Replacement fee: If the card is lost or stolen, there may be a fee to replace the card.
Service fee: There is a service charge for payroll transfer that are done by Kashplus Team.

The exact fees associated with the Kashplus Salary Card program may vary depending on the terms and conditions of Kashplus and the employer. It is important to read and understand the terms and conditions of the card before using it to avoid any unexpected fees.

Is there any commitment/contract period for this program? icon

There is no commitment or contract period for the Kashplus Salary Card program. The card is designed to provide a convenient and secure way for employers to disburse salaries to their employees, and employees can choose to use the card as long as they are employed by the participating company. If the employee leaves the company, they can still use the card, but they will need to contact us to update their information and arrange for any future salary payments or benefits.

How do I dispute a transaction on my Kashplus Salary Card? icon

If you notice any unauthorized or incorrect transactions on your Kashplus Salary Card, you should immediately report it to the customer support hotline. We will investigate the dispute and may issue a refund or reversal of the transaction if it is found to be unauthorized or incorrect

What happens if I lose my Kashplus Salary Card and have a balance on it? icon

If you lose your Kashplus Salary Card and have a balance on it, you should immediately report the lost or stolen card to the customer support hotline. KA$Hplus team will block the card to prevent any unauthorized use, and you can request a replacement card. Your balance will be transferred to the new card once it is activated.

What happens if I lose my job and still have a balance on my Kashplus Salary Card? icon

If you lose your job and still have a balance on your Kashplus Salary Card, you can continue to use the card for your existing balance. However, you will need to contact us to update your information and arrange for any future salary payments or benefits.

What do I do if I have a problem with my Kashplus Salary Card? icon

If you have any problems with your Kashplus Salary Card, such as a lost or stolen card, unauthorized transactions, or billing errors, you should immediately contact the customer support hotline. KA$Hplus team will assist you in resolving the issue and may issue a refund or replacement card if necessary.

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Enquiry

Yes
No
Local
Foreigner
No
Commission Disbursement
Others